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Citizens Bank of Eldon

Statement of Condition
March 31, 2010

Assets
Noninterest-bearing balances and currency and coin 1,725,000
Interest-bearing balances 4,583,000
Held-to-maturity securities 0
Available-for-sale securities 40,079,000
Federal funds sold 0
Securities purchased under agreements to resell 0
Loans and leases, net of unearned income and allowance 57,375,000
Trading assets 0
Premises and fixed assets 1,603,000
Other real estate owned 184,000
Investments in unconsolidated subsidiaries 0
Goodwill 0
Other intangible assets 0
Other assets 2,517,000
Total assets 108,066,000
Liabilities
Noninterest-bearing deposits 14,499,000
Interest-bearing deposits 75,527,000
Federal funds purchased 0
Securities sold under agreements to repurchase 0
Trading liabilities 0
Other borrowed money 0
Other liabilities 1,321,000
Total liabilities 91,347,000
Equity Capital
Perpetual preferred stock and related surplus 0
Common stock 240,000
Surplus 1,260,000
Retained earnings 14,872,000
Accumulated other comprehensive income 346,000
Other equity capital components 0
Total equity capital 16,718,000
Total liabilities and equity capital 108,065,000