Free Checking Disclosure

FREE CHECKING ACCOUNT
DISCLOSURE OF ACCOUNT TERMS
The minimum deposit necessary to open this account is $100.00. Thereafter, there is no minimum monthly balance required to maintain this account. You will access your statements electronically each month.

OTHER CHARGES THAT MAY APPLY
Return Item Service: $20.00 per check or electronic withdrawal returned due to insufficient funds.
Overdraft Service: $20.00 per check, in-person withdrawal, ATM withdrawal, or any other electronic withdrawals drawn against insufficient funds
Online Bill Payment: $5.00 per month
Statement plus Images mailed: $2.00 per month
Stop Payment Charge: $20.00 per item, expires in 6 months
Account monitoring: $25.00 per month
Money Order Fee: $2.00 each
Cashiers Check Fee: $4.00 each
Incoming Domestic Wire: Free
Outgoing Domestic Wire: $15.00
International Wire: $60.00
Collection Item Fee: $20.00
Canadian Check: $15.00
Statement Copies: $2.00 per month
Research Fee: $35.00 per hour
Personalized Checks: Price will vary depending on style
Notary Public: Free
Garnishments or Levies: $25.00
ATM or Debit Card Replacement: $5.00 each
Cash Management: $5.00 per transfer
Debit Card: Free if used at least 5 times per month Less than 5 - $3.00 per month

We appreciate your business and it is our intention to give you the best possible service. If you have any questions concerning your account, please contact any member of our staff.




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		FREE CHECKING ACCOUNT DISCLOSURE OF ACCOUNT TERMS The minimum deposit necessary to open this account is $100.00. Thereafter, there is no minimum monthly balance required to maintain this account. You will access your statements electronically each month. OTHER CHARGES THAT MAY APPLY Return Item Service: $20.00 per check or electronic withdrawal returned due to insufficient funds. Overdraft Service: $20.00 per check, in-person withdrawal, ATM withdrawal, or any other electronic withdrawals drawn against insufficient funds Online Bill Payment: $5.00 per month Statement plus Images mailed: $2.00 per month Stop Payment Charge: $20.00 per item, expires in 6 months Account monitoring: $25.00 per month Money Order Fee: $2.00 each Cashiers Check Fee: $4.00 each Incoming Domestic Wire: Free Outgoing Domestic Wire: $15.00 International Wire: $60.00 Collection Item Fee: $20.00 Canadian Check: $15.00 Statement Copies: $2.00 per month Research Fee: $35.00 per hour Personalized Checks: Price will vary depending on style Notary Public: Free Garnishments or Levies: $25.00 ATM or Debit Card Replacement: $5.00 each Cash Management: $5.00 per transfer Debit Card: Free if used at least 5 times per month Less than 5 - $3.00 per month We appreciate your business and it is our intention to give you the best possible service. If you have any questions concerning your account, please contact any member of our staff.