Current Rates
LOAN RATES
APY (Annual Percentage Yield) and (APR) Annual Percentage Rate
is accurate as of 00/00/00.
Rates Subject to Change Without Notice.
|
|
Term | Rate | APR |
| Primary Residence |
5.75% 6.00% 6.25% |
6.006% 6.183% 6.397% | |
| Rental Property* | 20 year | 7.25% | 7.403% |
| Commercial* | 15 Year | 6.50% | 6.685% |
| Vacant Land* | 15 Year | 7.75% | 7.943% | Construction | 9 months | 7.50% | 7.663% |
|
Money Market Accounts |
Amount | Rate | APY |
| Tier 1 | 2,000 | 1.55 | 1.56 |
| Tier 2 | 10,000 | .75 | .75 |
| Tier 3 | 25,000 | 2.10 | 2.12 |
| Tier 4 | 50,000 | 2.55 | 2.56 |
| Automobile | Term | Rate | APR | New | 9.50% | 9.50% |
| Used & Demo |
48 | 10.00% | 10.00% |
| Loans Secured By Deposit Accounts |
| Loans against Savings Accounts and Certificates of Deposit are made at 2% above the deposit interest rate. |
SAVINGS RATES
| Decsription | Rate | APY |
| Option CD (33-month term/$5,000 min.) | 6.00% | 6.14% |
| *3-month CD | 4.50% | 4.58% |
| *6-month CD | 4.75% | 4.81% |
| *1-year CD | 5.25% | 5.35% |
| *2-year CD | 5.35% | 5.46% |
| *3-year CD | 5.50% | 5.61% |
| *5-year CD | 5.60% | 5.72% |
| Home Buyers CD ($100 min.) | 5.50% | 5.61% |
| IRA (18-month term/$100 min.) | 5.35% | 5.46% |
| Money Market $10,000 + | 5.00% | 5.13% |
| Money Market Under $10,000 | 3.75% | 3.82% |
| Passbook Savings | 3.00% | 3.03% |
| Checking Account | 2.75% | 2.79% |
*APY refers to Annual Percentage Yield based on simple interest.
*APR refers to Annual Percentage Rate based on simple interest.
