Regular Checking Account Disclosure

REGULAR CHECKING ACCOUNT

DISCLOSURE OF ACCOUNT TERMS

The minimum deposit required to open this account is $100.00.

A service charge of $5.00 will be imposed if the daily balance drops below $400.00 any time during the statement period (monthly). This charge will not apply to accounts belonging to Senior Citizens 65 and over, Non Profit Organizations, or full time students under the age of 22, if the bank has been notified that the account holder qualifies for this exemption.

OTHER CHARGES THAT MAY APPLY

Return Item Service: $20.00 per check or electronic withdrawal.
Overdraft Service: $20.00 per check, per in-person withdrawal, ATM withdrawal, or any other electronic withdrawals drawn against insufficient funds
Stop Payment Charge: $ 20.00 per check
Account Monitoring: $25.00 per month
Money Order Fee : $ 2.00
Cashiers Check Fee: $ 4.00
Notary Public: Free
Incoming Wire: Free
Outgoing Wire Fee: $ 15.00
International Wire: $60.00
Collection Item Fee: $ 20.00 (or actual cost)
Canadian Check: $15.00
Special Statement Request: $ 2.00
Personalized Checks: Price will vary depending on style
Research Fee: $35.00 per hour
Garnishments or Levies: $25.00
ATM or Debit Card Replacement: $5.00
Cash Management: $5.00 per transfer

We appreciate your business and it is our intention to give you the best possible service. If you have any questions concerning your account, please contact any member of our staff.




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		REGULAR CHECKING ACCOUNT DISCLOSURE OF ACCOUNT TERMS The minimum deposit required to open this account is $100.00. A service charge of $5.00 will be imposed if the daily balance drops below $400.00 any time during the statement period (monthly). This charge will not apply to accounts belonging to Senior Citizens 65 and over, Non Profit Organizations, or full time students under the age of 22, if the bank has been notified that the account holder qualifies for this exemption. OTHER CHARGES THAT MAY APPLY Return Item Service: $20.00 per check or electronic withdrawal. Overdraft Service: $20.00 per check, per in-person withdrawal, ATM withdrawal, or any other electronic withdrawals drawn against insufficient funds Stop Payment Charge: $ 20.00 per check Account Monitoring: $25.00 per month Money Order Fee : $ 2.00 Cashiers Check Fee: $ 4.00 Notary Public: Free Incoming Wire: Free Outgoing Wire Fee: $ 15.00 International Wire: $60.00 Collection Item Fee: $ 20.00 (or actual cost) Canadian Check: $15.00 Special Statement Request: $ 2.00 Personalized Checks: Price will vary depending on style Research Fee: $35.00 per hour Garnishments or Levies: $25.00 ATM or Debit Card Replacement: $5.00 Cash Management: $5.00 per transfer We appreciate your business and it is our intention to give you the best possible service. If you have any questions concerning your account, please contact any member of our staff.