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CHRISTMAS CLUB
DISCLOSURE OF ACCOUNT TERM

Interest will be compounded daily and credited to your account annually. Current interest rates can be obtained by calling 573-392-3381 or 573-378-5464. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the balance in the account each day. Interest begins to accrue from the business day of deposit.

Minimum deposit to open account is $20.00

The balance of your account will be mailed to you automatically by October 31st.

You may not make withdrawals from this account.