Checking Accounts

Citizens Bank offers the perfect checking account for you. We make managing your money easy and convenient with Online Banking and Online Bill Pay.

Mobile Banking is available to make it easy to check your balance on the go. With Mobile Deposit, you can deposit a check from anywhere.

To obtain more information, or open an account, just stop by one of our convenient locations or call us at Eldon Main 573-392-3381 or Versailles 573-378-5464 today!

Checking AccountDescription
Hometown Checking AccountIf you are looking for an account that has Unlimited Check writing, Monthly Bank Statements, Convenient Online Banking and Online Bill Pay, Debit Cards, and Nationwide ATM Access, this account would be perfect for you.

If you are a Senior Citizen, full time student under the age of 22, or just maintain a $400.00 daily balance. No monthly service charge!


Click here for complete account details.
Main Street AccountWith our Main Street Checking account you get all of the benefits of our Hometown checking account.
PLUS: 2 FREE boxes of checks a year, $10,000 Accidental death insurance policy, Key tags, Eye wear and hearing discounts, Prescription discounts, Hotel and Motel Discounts.
Just think--you can have all of this from one checking account for a small monthly fee.


Click here for complete account details.
Interest Option Available.
Main Street 55 Plus AccountIf you are over the age of 55 this account is a great option for you.
Not only does it carry all of the same benefits as our regular Main Street checking account, by maintaining a daily balance of just $100. No monthly service charge!


Interest Option Available.
N.O.W AccountAre you looking for an interest bearing checking account that has unlimited check-writing?
With our convenient NOW account you get unlimited check-writing, online banking and bill payment, monthly statements and  ATM or Debit cards.
Plus, by maintaining a daily minimum balance of $1,000.00 you will avoid a monthly service charge.


Click here for complete account details.
Money Market AccountCheck out this great way to earn higher interest and still have full access to your account without a monthly service fee.
With our Money Market account you are able to make unlimited deposits and receive 6 free withdrawals per statement cycle.


Click here for complete account details.