Checking Accounts

Citizens Bank offers the perfect checking account for you. We make managing your money easy and convenient with online banking and online bill pay.  Mobile banking is available to make it easy to check your balance on the go.  To obtain more information, or open an account, just stop by one of our convenient locations or call us at 573-392-3381 or 573-378-5464 today!

Switch your Accounts to Citizens Bank. It’s quick and easy with our Switch Kit.

Hometown Checking Account

If you are looking for an account that has unlimited checkwriting, monthly bank statements, Free Online Banking, Free Online Bill Pay, Free Debit cards, and Free Nationwide ATM Access, this account would be perfect for you.

If you are a Senior Citizen, full time student under the age of 22, or just maintain a $400.00 daily balance and there isn’t even a service charge!!!

Click here for complete account details.


Main Street  Account

With our Main Street Checking account you get all of the benefits of our Hometown checking account, PLUS:

  • 2 FREE boxes of checks a year
  • $10,000 Accidental death insurance policy
  • Key tags
  • Eyewear and hearing discounts
  • Prescription discounts
  • Hotel and Motel Discounts

Just think–you can have all of this from one checking account for a small monthly fee.

Click here for details  Interest Option Available


Main Street

55 Plus Account

If you are over the age of 55 this account is a great option for you.

Not only does it carry all of the same benefits as our regular Main Street checking account, by maintaining a daily balance of just $100 there isn’t even a service charge.

Interest Option Available.


Money Market Account

Check out this great way to earn higher interest and still have full access to your account without a monthly service fee.

With our Money Market account you are able to make unlimited deposits and receive 6 free withdrawals per statement cycle. A small fee may apply if you exceed 6 withdrawals.

Click here for complete account details.


N.O.W. Account

Are you looking for an interest bearing checking account that has unlimited checkwriting with little to no fees?

With our convenient NOW account you get just that in addition to free ATM or Debit cards. Plus, by maintaining a daily minimum balance of $1,000.00 you will avoid a monthly service charge.

Click here for complete account details.