Checking Account Disclosure
HOMETOWN CHECKING ACCOUNT DISCLOSURE OF ACCOUNT TERMS
The minimum deposit required to open this account is $100.00.
No service charge if your daily ledger balance is $500.00 or more. If your daily ledger balance drops below $500.00 anytime during the month, a $5.00 monthly service charge will apply.
OTHER CHARGES THAT MAY APPLY
Return Item: $20.00 per check or electronic withdrawal returned due to insufficient available funds. Charge applies to first presentment only.
Overdraft Service: $20.00 per check, per in-person withdrawal, ATM withdrawal, or any other electronic withdrawals drawn against insufficient funds and paid into the overdraft.
Stop Payment Charge: $ 20.00 per check or electronic withdrawal.
Account Activity Monitoring: $25.00 per month
Money Order Fee : $ 2.00
Cashiers Check Fee: $ 4.00
Notary Public: Free
Incoming Domestic Wire: Free
Outgoing Domestic Wire Fee: $ 15.00
International Wire ( Incoming or Outgoing) : $75.00
Collection Item Fee: $ 20.00 (or actual cost)
Canadian Check: $15.00
Statement Copies: $ 2.00 per month
Account Activity Printout: $2:00 per printout
Personalized Checks: Price will vary depending on style
Research Fee: $35.00 per hour
Garnishments or Levies: $25.00
Debit Card Replacement: $10.00 One free replacement will be provided each year, if necessary.
Stop a Lost, Stolen, or Compromised Debit Card: $10:00
We appreciate your business and it is our intention to give you the best possible service. If you have any questions concerning your account, please contact any member of our staff.