Checking Accounts

Citizens Bank offers the perfect checking account for you. We make managing your money easy and convenient with Online Banking and Online Bill Pay.

Mobile Banking is available to make it easy to check your balance on the go. With Mobile Deposit, you can deposit a check from anywhere.

To obtain more information, or open an account, just stop by one of our convenient locations or call us at Eldon Main 573-392-3381 or Versailles 573-378-5464 today!

Checking AccountDescription
Hometown Checking AccountIf you are looking for an account that has Unlimited Check writing, Monthly Bank Statements, Convenient Online Banking, Debit Cards, and Nationwide ATM Access, this account would be perfect for you.

No service charge is you maintain a minimum daily ledger balance of $500.00 or more.


Click here for complete account details.
Easy Access CheckingOur Easy Access Checking account is the account for you if you don't want to worry about maintaining a minimum balance in your account. Just use your debit card to make 20 or more purchases each month to avoid a service fee. With our Easy Access Checking you have access to our online banking services and your statements are delivered electronically.


Click here for complete account details.
Main Street 55 AccountIf you are over the age of 55 this account is a great option for you.
No monthly service charge is you maintain a daily ledger balance of just $100, plus you can get up to 2 boxes of free checks per year.


Interest Option Available.
N.O.W AccountAre you looking for an interest bearing checking account that has unlimited check-writing?
With our convenient NOW account you get unlimited check-writing, online banking and bill payment, monthly statements and  ATM or Debit cards.
Plus, by maintaining a daily minimum ledger balance of $1,000.00 you will avoid a monthly service charge.


Click here for complete account details.
Money Market AccountCheck out this great way to earn higher interest and still have full access to your account without a monthly service fee.
With our Money Market account you are able to make unlimited deposits and receive 6 free withdrawals per statement cycle.


Click here for complete account details.