EASY ACCESS CHECKING ACCOUNT DISCLOSURE

EASY ACCESS CHECKING ACCOUNT DISCLOSURE OF ACCOUNT TERMS

No minimum balance requirements. No activity fee if 20 or more debit card purchases are posted each month. A $5.00 activity fee will be charged each month that 20 or more debit card purchases are not posted.  Monthly statements are available online only.

OTHER CHARGES THAT MAY APPLY

Return Item: $20.00 per check or electronic withdrawal returned due to insufficient available funds. Charge will apply to first presentment only.

Overdraft Service: $20.00 per check, in-person withdrawal, ATM withdrawal, or any other electronic withdrawals drawn against insufficient funds and paid into the overdraft.

Online Bill Payment: $5.95 per month for each month enrolled.

Stop Payment Charge: $ 20.00 per check or electronic withdrawal

Account Activity Monitoring: $25.00 per month

Money Order Fee:$2.00 per check

Cashiers Check Fee: $4.00 per check

Incoming Domestic Wire: Free

Outgoing Domestic Wire Fee: $15.00

International Wire Fee ( Incoming or Outgoing) : $75.00

Collection Item Fee: $ 20.00 (or actual cost)

Canadian Check: $15.00

Statement Copies: $ 2.00

Research Fee: $35.00 per hour

Notary Fee: Free

Garnishments or Levies: $25.00

ATM or Debit Card Replacement: $10.00  One replacement card will be provided free of charge each year, if necessary.

Block a lost, stolen, or compromised card: $10:00

We appreciate your business and it is our intention to give you the best possible service. If you have any questions concerning your account, please contact any member of our staff.