06/01/2023: FDIC INSURANCE

All Citizens Bank deposit accounts are insured by the FDIC up to $250,000.00.

Individual Retirement Accounts (IRA) are insured up to $250,000.00. The amount of insurance coverage is determined by account ownership. There are many ways to increase your insurance coverage depending on how the account ownership is established. If you or your family’s deposit accounts at Citizens Bank total $250,000 or less, your deposits are fully insured. If you or your family has more than $250,000 with us, you can still be fully insured if your accounts meet certain requirements. To determine the full amount of your available coverage visit with one of our customer service representatives at 573-392-3381 or 573-378-5464, or use the handy ELECTRONIC DEPOSIT INSURANCE ESTIMATOR (EDIE)to determine your insurance coverage beyond the basic $250,000 amount.

  • Use EDIE to answer your deposit insurance questions.