Free Kasasa Cash Back® Account

Enjoy cash back on debit card purchases, plus refunds on ATM withdrawal fees — nationwide.* With such great rewards, you might just feel like you get paid to shop!


  • Free checking that pays you back
  • 4.00% cash back on debit card purchases*
    • No category restrictions on your purchases
    • Cash back earned on up to $250
    • Earn up to $120 cash back per year, $10 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to free Kasasa Saver® to build savings automatically 
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free Online and Mobile Banking, including:
    • Free Online Bill Pay
    • Free Mobile Deposit
    • Free Online Statements
  • Free Citizens Bank ATM / Debit Card
  • $100 minimum deposit to open


Earning your rewards is simple. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle.

  • At least 15 debit card purchases
  • At least 1 direct deposit or ACH credit transaction
  • Be enrolled in and review Online Statements (aka “e-statements”)

It’s just that easy. Even if you don’t meet your qualifications during the cycle, your Kasasa Cash Back account is still free. Even more, you can get right back to earning your full rewards the very next month!

Click here for complete account information.

Visit any of our Convenient Locations to open an account


Apply For Your Account Online